Symetra Investment Management Legal Disclosures

Investment advisory services are offered only to institutional investors located within the United States. This website should not be construed as a solicitation or offering of investment services of Symetra Investment Management (SIM) to investors residing outside of the United States or in any jurisdiction in which offers, solicitations, or the provision of investment management services would be unlawful under the applicable laws of such jurisdiction.

Investment Risks

All investments are subject to risk, including possible loss of principal. Fixed income investments are subject to credit and interest rate risk. To the extent that a strategy invests in asset-backed, mortgage-backed or commercial mortgage-backed securities, its exposure to prepayment and extension risks may be greater than investments in other fixed income securities. Investments in high-yield securities and foreign securities, including emerging markets, involve risks beyond those inherent in solely higher-rated and domestic investments. Bank loans are subject to liquidity risk, prepayment risk, credit and interest rate risk, recovery and call risk. Small and mid-sized companies may involve higher risk than a strategy that invests in larger, more established companies. Commercial mortgage loans are subject to risks associated with general economic conditions, national, regional and local market risks and direct ownership risks, which may impact the ability of a borrower to meet its obligations on the loan because cash flows and value are derived from the performance of the underlying commercial real estate. The use of derivatives, such as options, futures and swaps, can be illiquid, may disproportionately increase losses, and has a potentially large impact on performance.

Web Site Usage Disclaimer

SIM does not intend to provide investment advice through this website. The information on this website is not to be construed as an offer to buy or sell, or the solicitation of an offer to buy or sell, any security or as a recommendation or advice about the purchase or sale of any security. This website is for informational purposes only and does not constitute a complete description of our investment services or performance. Information concerning our licensure status or regulatory history may be available from certain state or federal securities administrators. Information throughout this website, including information regarding market or other financial information, is obtained from sources which we, and our suppliers believe reliable, but we do not warrant or guarantee the timeliness or accuracy of this information. Nothing on this website should be interpreted to suggest that past results are an indication of future performance. Neither we nor our information providers shall be liable for any errors or inaccuracies, regardless of cause, or the lack of timeliness of, or for any delay or interruption in the transmission of information to the user. There are no warranties, expressed or implied, as to accuracy, completeness, or results obtained from any information posted on this or any linked website.

All rights reserved. This website may not be reproduced, distributed or transmitted, in whole or in part, by any means, without written permission from SIM.

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